Government Scheme Scams: How to Avoid Being Cheated

Citizen checking a suspicious government scheme message on a smartphone.

Last checked: July 2026 Government schemes can be confusing, and scammers take advantage of that confusion. They may send WhatsApp messages about a “new benefit,” call about a “pending payment,” offer to add your name to a beneficiary list, or demand a small fee to complete an application. A genuine government scheme may require documents …

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How to Check the PM-KISAN Beneficiary List by Village

Last checked: July 2026 PM-KISAN e-KYC is an identity-verification requirement for registered farmers. If it is incomplete or unsuccessful, it can affect access to scheme services and may delay payment processing. The official PM-KISAN portal says that e-KYC is mandatory. Farmers may be able to complete OTP-based e-KYC on the portal, while biometric e-KYC may …

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PM Awas Yojana Gramin Eligibility 2026 — Who Qualifies for the ₹1.20–1.30 Lakh Rural Housing Grant

Flat illustration of a rural house under construction, representing PM Awas Yojana Gramin housing assistance

Who is eligible for PM Awas Yojana Gramin? Rural families living in a kutcha or severely damaged house, without a pucca house anywhere in India, who are listed in the SECC 2011 database or the newer Awaas+ 2024 survey, qualify. Since the 2024 relaxation, owning a two-wheeler or a fridge no longer disqualifies you, and …

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PM Kisan Eligibility 2026 — Who Can Get ₹6,000 a Year, and Who’s Excluded

PM Kisan Eligibility 2026 — Who Can Get ₹6,000 a Year, and Who's Excluded

Quick Answer Any farmer family with cultivable land recorded in official state land records qualifies — regardless of land size. Government employees, income-taxpayers, pensioners earning ₹10,000+ a month, and registered professionals such as doctors and lawyers are excluded, even if they also own farmland. What is PM Kisan? PM Kisan Samman Nidhi is a direct …

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Ayushman Bharat PM-JAY Eligibility 2026 — Who Qualifies for Free ₹5 Lakh Health Cover

Quick Answer Everyone aged 70 or above qualifies automatically, regardless of income — no application beyond registering for your card. Below that age, eligibility depends on deprivation criteria from the SECC database, not on a simple income cut-off: households without a steady-earning adult, landless laborers, and similar categories are usually covered. What is Ayushman Bharat …

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