Last checked: July 2026
Why has my PM-KISAN installment not been received?
A PM-KISAN installment may not reach your bank account because e-KYC is incomplete, Aadhaar or bank details do not match, the account is inactive, land verification is pending, or the payment was returned by the bank. First check your official PM-KISAN status. If payment was processed but not credited, contact your bank with the UTR number, if shown.
If your PM-KISAN installment has not reached your bank account, do not assume immediately that you have been removed from the scheme. A missing payment can result from incomplete e-KYC, incorrect bank details, Aadhaar-related verification issues, pending land-record checks, or a payment that has been processed but not yet credited by the bank.
Start by checking your details through the official PM-KISAN portal. Your status may show whether a payment has been processed, the bank name, payment mode, UTR number, and whether the account was credited.
Important: Do not pay an agent to “release” a PM-KISAN installment. Status checks, corrections and grievance requests should be made only through the official PM-KISAN portal, your bank, a Common Service Center where appropriate, or the local agriculture office.
Read our PM-KISAN Eligibility 2026 guide to check whether you remain eligible under the scheme.
Before you start: check whether the installment was processed
The first step is to use the official Know Your Status service.
You will generally need your PM-KISAN registration number, captcha code and an OTP sent to the mobile number registered for e-KYC. The status page can show payment-related details, including:
- payment status
- bank name
- UTR number
- payment mode
- whether the account was credited
- date of credit, if available
- financial-year e-KYC status
If you do not know your registration number, use the official “Know Your Registration Number” option. It allows a search using your registered mobile number or Aadhaar number.
See our step-by-step guide on how to check PM-KISAN beneficiary status online.
1. Your PM-KISAN e-KYC is incomplete
PM-KISAN states that e-KYC is mandatory for registered farmers. If your e-KYC is incomplete, pending or unsuccessful, it can affect the processing of benefits.
Depending on the available option and your circumstances, e-KYC may be completed through the PM-KISAN portal using OTP verification or through a nearby Common Service Centre for biometric verification.
Before attempting e-KYC, make sure:
- your Aadhaar details are correct
- your Aadhaar-linked mobile number is active if using OTP verification
- you are using the official PM-KISAN website
- you do not share OTPs with anyone claiming to be an agent
: PM-KISAN e-KYC 2026: How to Complete It and Fix Common Problems.
2. Your Aadhaar details do not match
A mismatch in your name, date of birth or other details between PM-KISAN records and Aadhaar records can delay verification.
For example, even a small difference in spelling, initials or name order may need attention. Do not guess which record is wrong. Check the details in your PM-KISAN record and carefully compare them with your Aadhaar information.
If a correction is needed, use the relevant official correction option or ask the local agriculture office or authorized service center about the correct process. Avoid giving Aadhaar copies or OTPs to unverified people who claim they can make corrections for a fee.
3. Your bank account details are incorrect or the account is inactive
A payment cannot be credited if the bank account number, IFSC code, or account holder details are incorrect. A payment may also fail if the account has been closed, frozen, made inactive, or is unable to receive the transfer.
Contact your bank branch or official customer-service channel and ask whether:
- the account is active
- the account details are correct
- the account can receive Direct Benefit Transfer payments
- there is any restriction or issue affecting incoming credits
Do not share your full bank account number, debit-card PIN, password or OTP with anyone who contacts you unexpectedly.
4. Aadhaar-bank seeding or NPCI mapping may need attention
Government benefit payments may depend on Aadhaar-linked banking arrangements. In some cases, a farmer may believe that Aadhaar is linked to one account while the payment system is mapped differently, or the bank may need to confirm the account’s status for benefit transfers.
Your bank is the right place to ask about the status of Aadhaar seeding and any payment-routing issue. Carry only the documents the bank officially requests. Ask for a clear acknowledgment if you submit an update request.
Aadhaar-Bank Seeding vs NPCI Mapping: Why DBT Payments Fail.
5. Land-record verification is pending
PM-KISAN eligibility is linked to landholding size and the scheme’s rules. State and Union Territory authorities play an important role in identifying and verifying eligible farmer families.
If your land records are incomplete, recently updated, disputed, or not properly reflected in the relevant local records, verification may take longer. This is particularly important after inheritance, partition, sale, correction of land records, or a change in the location details of cultivable land.
Contact the local agriculture office or the relevant land-record authority and ask what document or verification is pending. Keep copies of any acknowledgment or application number.
6. You may have been marked ineligible
A missing installment can sometimes mean that the record has been marked ineligible after verification. This does not always mean that the matter cannot be reviewed, but you should first understand the exact reason.
Read the eligibility and exclusion rules carefully. PM-KISAN is intended for eligible landholding farmer families, and the scheme has specific exclusion categories.
If you believe your record has been wrongly marked ineligible, use the official grievance route or contact the local agriculture office with supporting documents. Do not rely on verbal assurances from private agents.
[Internal link: Read our PM-KISAN Eligibility 2026 guide for the full eligibility and exclusion rules.]
7. The payment was returned by the bank
A payment can be initiated but later returned if the receiving bank account has a problem. Common possibilities include an inactive account, incorrect account details, an account closure, or a mismatch requiring bank-level clarification.
Check your PM-KISAN status first. If it indicates that payment was processed but not credited, contact your bank and ask whether a government benefit transfer was received, rejected or returned.
If the bank confirms a problem, ask what must be corrected and whether the correction will apply to future DBT payments.
8. The payment is still being processed
Not every farmer receives a payment at exactly the same time. A payment may be under process, awaiting bank confirmation, or moving through the payment cycle.
If your status shows the payment has not yet been credited, avoid relying on viral social media posts that promise a specific date. Check the official PM-KISAN portal again after a reasonable interval and follow only official announcements.
A payment marked as “under process” is different from a payment that has been rejected or returned. The status details and UTR number, if shown, can help your bank investigate further.
9. Your mobile number or registration details need updating
Your registered mobile number is important because the official status service may send an OTP to the e-KYC-registered number. If you no longer use that number, you may face difficulty accessing the status page or completing verification.
Use the official PM-KISAN portal’s update options or seek help through the authorized channel. Do not use a third-party website that asks you to enter Aadhaar, bank and mobile details together.
What to do now: a practical checklist
Follow these steps in order:
- Check your PM-KISAN beneficiary status on the official portal.
- Confirm whether e-KYC is complete.
- Check whether the payment is shown as processed, credited, pending, rejected or returned.
- Confirm that your bank account is active and able to receive DBT payments.
- Ask the bank about Aadhaar seeding and payment-routing status if needed.
- Check whether your name, Aadhaar and land-record details are correct.
- Read the scheme’s eligibility and exclusion rules.
- Contact the local agriculture office if land verification or eligibility review is pending.
- Raise a grievance through the official PM-KISAN grievance service if the issue remains unresolved.
When should you contact your bank?
Contact your bank when the PM-KISAN status indicates that payment was processed but the money has not appeared in your account, or when the status shows a UTR number but no credit.
Ask the bank to check the incoming government transfer using the available details. Keep your PM-KISAN registration number and any UTR number ready, but do not share OTPs, PINs or passwords.
When should you contact the local agriculture office?
Contact the local agriculture office when the issue concerns eligibility, land verification, a rejected record, an ineligible status, or a correction involving local records.
Take copies of relevant documents, not the originals unless an official specifically requires them. Ask for an acknowledgment if you submit a request.
Official PM-KISAN links
Use only the official PM-KISAN portal for status checks, e-KYC information, registration-number retrieval and grievance requests.
- PM-KISAN official home page
- PM-KISAN e-KYC information
- Know Your Status
- Know Your Registration Number
- Name correction as per Aadhaar
- PM-KISAN grievance form
Frequently asked questions
Why has my PM-KISAN installment not been credited?
Possible reasons include incomplete e-KYC, bank account issues, Aadhaar mismatches, pending land verification, ineligibility after verification, or a payment still being processed. Check the official beneficiary status before taking any further step.
Can I get my PM-KISAN payment released by paying an agent?
No. Do not pay anyone who promises to release, approve or speed up a PM-KISAN payment. Use the official portal, your bank, an authorized service center or the local agriculture office.
What does a UTR number mean in PM-KISAN status?
A UTR number is a transaction reference that may appear when a payment has been processed. If the status shows a UTR number but the money is not in your account, give that reference to your bank and ask it to check the transfer.
Can a closed bank account stop my PM-KISAN installment?
Yes. If the receiving account is closed, inactive or unable to receive the transfer, the payment may fail or be returned. Confirm the account status directly with your bank.
Is e-KYC compulsory for PM-KISAN?
The PM-KISAN portal states that e-KYC is mandatory for registered farmers. Check your e-KYC status through the official portal or use an authorized channel if you need help completing it.
Disclaimer
This article is for general information only. PM-KISAN rules, verification procedures, portal features and payment processes can change. Always confirm the latest information on the official PM-KISAN portal or with the relevant government office before submitting documents or taking any action.