Plain-English guide · Last reviewed: September 2026 Quick facts Item Detail Full name PM Vishwakarma Yojana Launched 17 September 2023 (Vishwakarma Jayanti) Type Central Sector Scheme For whom Artisans & craftspersons in 18 traditional trades Training stipend ₹500 per day during skill training Toolkit incentive Up to ₹15,000 (e-voucher / e-RUPI) Loans ₹1 lakh (1st …
Plain-English guide · Last reviewed: September 2026 Quick facts Item Detail Full name PM Surya Ghar: Muft Bijli Yojana Launched February 2024 Ministry Ministry of New and Renewable Energy (MNRE) Target 1 crore (10 million) households Maximum subsidy ₹78,000 (for 3 kW and larger systems) Free electricity Up to 300 units per month Official portal …
Introduction Imagine being protected against the financial consequences of an accident for just ₹20 a year. That’s exactly what the PMSBY (Pradhan Mantri Suraksha Bima Yojana) offers. Launched by the Government of India in 2015, PMSBY is designed to provide affordable accident insurance to workers and low-income Indians who may lack protection against the unexpected. …
Introduction Imagine securing your family’s financial future with a ₹2 lakh life insurance cover for just ₹436 a year. That’s exactly what the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers. Launched by the Government of India in 2015, PMJJBY is designed to make life insurance affordable and accessible, especially for low- and middle-income families. …
A Quick Note Before You Start This guide works a little differently from our other scheme guides. The National Scholarship Portal isn’t a single scholarship with one fixed amount and one eligibility rule. It’s a single website that hosts more than 140 different scholarships, run by different ministries and state governments, each with its own …
PM Jan Dhan Yojana-Explained in One Minute Pradhan Mantri Jan Dhan Yojana (PMJDY) lets any Indian citizen open a bank account with zero balance. There’s no minimum amount you need to keep in it. You get a free RuPay debit card, accident insurance cover of ₹2 lakh, and access to an overdraft facility of up …
Sukanya Samriddhi Yojana-Explained in One Minute Sukanya Samriddhi Yojana (SSY) is a savings account for a girl child under 10. It currently pays 8.2% interest a year, one of the highest rates of any government savings scheme. You deposit between ₹250 and ₹1.5 lakh a year, for 15 years. The account matures after 21 years, …
Explained in One Minute The PM Ujjwala Yojana provides women from poor households with a free LPG connection. There’s no deposit to pay. The government also gives you a first free refill and, in most cases, a free stove. On top of that, you get a subsidy on your cylinder refills through the year. As …
Important Update Before You Read Further The original Stand-Up India scheme officially ended on March 31, 2025. As of the most recent parliamentary update, in March 2026, the government said a revamped version is being redrafted based on a review by NITI Aayog and is expected to eventually go before the Cabinet for approval. Some …
PM Mudra Yojana- Explained in One Minute Pradhan Mantri Mudra Yojana (PMMY) gives collateral-free loans to small, non-farm businesses. There are four loan tiers: Shishu (up to ₹50,000), Kishor (₹50,000 to ₹5 lakh), Tarun (₹5 lakh to ₹10 lakh), and Tarun Plus (₹10 lakh to ₹20 lakh). Both new and existing small businesses can apply. …