Government Scheme Scams: How to Avoid Being Cheated

Citizen checking a suspicious government scheme message on a smartphone.

Last checked: July 2026 Government schemes can be confusing, and scammers take advantage of that confusion. They may send WhatsApp messages about a “new benefit,” call about a “pending payment,” offer to add your name to a beneficiary list, or demand a small fee to complete an application. A genuine government scheme may require documents …

Read more

Ayushman Bharat PM-JAY Eligibility 2026 — Who Qualifies for Free ₹5 Lakh Health Cover

Quick Answer Everyone aged 70 or above qualifies automatically, regardless of income — no application beyond registering for your card. Below that age, eligibility depends on deprivation criteria from the SECC database, not on a simple income cut-off: households without a steady-earning adult, landless laborers, and similar categories are usually covered. What is Ayushman Bharat …

Read more