Terms of Use

Last updated: July 2026

By using this website, you agree to the following terms.

Purpose of this site

This website provides general information about Indian government welfare schemes, including an eligibility-checking tool. It is intended as a starting point for research — not as a substitute for official government verification, legal advice, or financial advice.

No guarantee of accuracy

While we make a genuine effort to keep information accurate and current, government scheme rules, income limits, and benefit amounts change without notice. We do not guarantee that the information on this site is complete, accurate, or up to date at the time you read it. Always verify details on the official scheme portal before applying or making financial decisions.

Not a government website

This is an independent, privately run informational website. We are not affiliated with, endorsed by, or connected to the Government of India, any state government, or any government agency.

No fees, no applications processed here

We do not process scheme applications, collect application fees, or act as an intermediary between you and any government body. Any application must be made directly through the official scheme portal or designated government office.

External links

This site links to official government portals and other external resources for your convenience. We are not responsible for the content, accuracy, or availability of external websites.

Limitation of liability

We are not liable for any loss, damage, or missed benefit arising from reliance on information provided on this site. Use of this site and any decisions made based on its content are at your own discretion and risk.

Changes to these terms

We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

RK

Raju KP

Writes on government schemes and public finance, drawing on three decades of experience as a banker, an advisory consultant, and a financial journalist covering economic policy and public data. Articles are compiled from official sources and reviewed regularly — see the About page for the full background.